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PRE PLANNING

 PLAN & BUY FOR TOMORROW AT TODAY’S PRICE

Perhaps the best perspective on Pre-arranging your final arrangements is to consider dying without them in place

 

Every day that goes by from today means needless inflation. Prepaying locks in the fees at today’s prices.  At death your family will be out of pocket the expenses. Prepaying ensures that no money has to change hands. After death somebody has to make all the decisions and be held accountable for those decisions. Prepaying means you take responsibility. If you die abroad it will be extremely expensive and confusing for your family. With prepaying you can be brought home or the policy paid to another funeral home. If you think insurance will cover the expenses it will become too expensive as you age or become ill. Prepaying has no conditions for age or health. Dying without prepayment means a large financial burden for survivors. Prepaying can be done over 3 -20 years without interest. You pick your monthly budget.

TOP 5 REASONS FOR PRE-ARRANGING

  1. EASE FOR EMOTIONAL DECISION MAKING.  Avoid confusion, conflicts, and emotional overspending by making your plan in advance.
  2. BE FINANCIALLY RESPONSIBLE. Leaving funds in a funeral trust will prevent your loved ones from coming up with those expenses at the time of death. 
  3. HAVE A CLEAR PATH. You want your final wishes to be followed. You may have a clear idea as to what your disposition preferences are and they should be expressed in your plan. All your family has to do is contact Elements at the time of death. 
  4. JUST AS IMPORTANT AS FINANCIAL PLANNING. You want to be proactive and have your affairs in order. Planning ahead eases the burden on your loved ones. It is just as important as preparing a will and financial planning. 
  5. AVOID INFLATION AND RISING COSTS. We offer universal coverage and your money is guarded by Assurant  Life of Canada. There is no inflation on our fees from the moment you make your first payment regardless of how long you live. You may also pay in instalments to ease payments, interest free.